What is LumeniFi?
LumeniFi provides a single, intelligent platform to manage your complete financial life. It’s designed for individuals who want to move beyond basic budgeting to gain a clear, consolidated view of their daily spending, savings, and investment performance, all in one secure place. Take control of your finances, make smarter decisions, and build your future with confidence.
Key Features
🧠 AI-Powered Financial Insights Leverage powerful artificial intelligence that analyzes your financial profile to deliver personalized, actionable advice. You'll receive specific recommendations for savings opportunities, data-driven debt reduction strategies with clear timelines, and intelligent planning to help you reach your goals faster.
📊 Unified Investment & Banking Overview Get a complete, consolidated view of your entire portfolio by linking your investment and banking accounts. LumeniFi provides real-time performance tracking, data-driven growth forecasts, and risk analysis, allowing you to see how your investments are performing alongside your everyday cash flow.
🎯 Smart Spending & Budget Tracking Automatically track your income and expenses in one dashboard. LumeniFi intelligently categorizes your transactions and presents your spending patterns in clear, intuitive charts, helping you understand precisely where your money goes. Set custom budgets and receive timely alerts to stay on track.
🖼️ Customizable Financial Views Organize your financial data in a way that makes sense to you. Create personalized dashboards that combine specific accounts—group your day-to-day banking for a clear spending summary or group investment accounts for a focused portfolio analysis. This flexibility ensures you always have the exact view you need for any financial goal.
🔒 Bank-Grade Security & Seamless Integration Securely connect all your financial accounts with confidence. LumeniFi uses end-to-end, bank-grade encryption and multi-factor authentication to protect your information. Your credentials are never stored, and the platform syncs automatically with thousands of financial institutions for an up-to-date view of your finances.
How LumeniFi Solves Your Problems:
For the Strategic Saver: You want to build an emergency fund and save for a down payment. With LumeniFi, you can set these specific goals, and the AI will analyze your spending to identify concrete areas where you can cut back. You’ll get a clear plan and be able to track your progress in real-time, keeping you motivated and on schedule.
For the Casual Investor: You have a 401(k), a brokerage account, and several bank accounts, but it's difficult to see the big picture. LumeniFi brings it all together. You can instantly see if a month of high spending impacts your savings rate and check your portfolio's performance without having to log in to multiple different apps.
Unique Advantages
A Truly All-in-One Platform: While most apps focus only on budgeting or only on investment tracking, LumeniFi is one of the few platforms designed from the ground up to do both. This means you can finally stop juggling multiple apps and see the direct relationship between your daily spending and your long-term investment growth in a single, easy-to-use interface.
Insights, Not Just Data: Unlike basic trackers that just show you charts, LumeniFi’s AI actively works for you. It doesn't just categorize your spending; it provides forward-looking recommendations, such as personalized debt-reduction timelines and undiscovered savings opportunities based on your unique habits.
Uncompromising Security & Privacy: LumeniFi is built on a foundation of trust. We use bank-grade encryption and never store your banking credentials on our servers. Your financial data is used for one purpose only: to provide you with powerful insights to improve your financial health.
Conclusion:
LumeniFi simplifies the complexity of modern financial management by unifying your banking, budgeting, and investing into one clear, secure, and intelligent platform. Stop guessing and start making informed decisions that align with your most important goals.
More information on LumeniFi
Launched
2024-11
Pricing Model
Free Trial
Starting Price
$10.00 CAD /month
Global Rank
Follow
Month Visit
<5k
Tech used
LumeniFi was manually vetted by our editorial team and was first featured on 2025-08-08.
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