Zown

Buying a home is one of life's most significant milestones, yet the traditional process can feel complex, costly, and overwhelming. You spend years saving and searching, navigating opaque systems that often prioritize agent commissions over buyer savings. Zown changes this by putting you, the buyer, first. We're the only AI-powered, end-to-end home-buying platform designed to automate the heavy lifting and redirect substantial savings directly back to you, boosting your down payment and simplifying your journey to homeownership in Canada and the U.S.

How Zown Solves Your Problems

Zown tackles the core challenges homebuyers face: uncertainty about budget, difficulty finding the right property efficiently, navigating offers, and the significant cost of agent commissions. By integrating technology and restructuring the process, Zown provides a streamlined, more affordable, and ultimately more rewarding path to buying a home.

Core Capabilities

✨ Instant Affordability & Budget Check: Understand your real-time buying power in minutes. Simply enter your income and savings to receive a personalized budget and explore tailored insights for top cities. This clarity empowers you to search confidently from day one.

🏡 Smarter Home Search with Rich Insights: Go beyond basic listings. Unlock crucial information like school ratings, commute times, and instant property comparables directly within your search results. Find homes that truly fit your life, then book showings quickly and easily.

📊 AI-Powered Offer Predictions: Gain a strategic edge in competitive markets. Zown's AI analyzes real sold data to predict final sale prices and suggest your ideal offer range. This data-backed approach helps you make informed, competitive offers.

💰 Significant Down Payment Boost: This is Zown's unique advantage. By automating manual agent tasks and streamlining operations, Zown passes up to 1.5% of the buyer-agent commission (which is typically paid by the seller) back to you. This can translate into substantial savings, potentially redirecting up to $25,000 or more towards your down payment, significantly increasing your purchasing power.

Practical Applications

• Boosting Your Down Payment: Imagine you're buying a $700,000 home. A standard commission structure might involve a buyer-agent commission. Zown can contribute up to 1.5% of that commission, potentially adding $10,500 directly to your down payment funds, reducing the amount you need to save yourself.

• Streamlining the First-Time Buyer Journey: If you're new to home buying, Zown guides you from understanding your true budget and getting pre-approved quickly, through smart property exploration, to making a confident offer, all within a single platform that simplifies complex steps.

• Navigating Competitive Markets: Use Zown's AI predictions to better understand market dynamics and craft more strategic offers, increasing your chances of securing the right property without overpaying.

Why Choose Zown?

Zown is built on the principle that the home-buying system should reward the buyer. We are the only platform that combines end-to-end automation with a direct commission pass-back program, significantly lowering your out-of-pocket costs and simplifying the process. Our technology unbundles traditional agent services into efficient components – from AI search to on-demand showings and tech-assisted negotiation – ensuring you get dedicated support where you need it while benefiting from the savings automation creates. With over $3M provided back to buyers and a 4.9-star rating, Zown offers a proven, more rewarding way to buy your home.

Conclusion

Zown offers a modern, efficient, and financially smarter path to homeownership. By automating key steps and redirecting commission savings, we help you boost your budget and navigate the market with confidence.

Learn more about Zown and see how much you could save on your next home purchase.

FAQ

How does Zown make money and provide cash back? When you buy a property, we earn a commission from the seller. We retain a portion of this commission to cover our operational costs and services, and pass the majority of it (up to 1.5% of the property price) back to you upfront as a down payment boost.

What makes Zown different from traditional real estate brokerages? Zown leverages technology to automate many manual tasks common in traditional real estate, such as account management and extensive sales team overhead. This efficiency allows us to return a significant portion of the commission to you as a down payment boost. Our realtors are also compensated based on performance, ensuring dedicated, high-quality service throughout your transaction.

How do I qualify to use Zown? You can discover your approval amount quickly through our online portal. Generally, eligibility requires a personal or combined household income of at least $100,000 and savings exceeding $10,000. The qualification process itself does not impact your credit score.