What is SplitMyExpenses?

SplitMyExpenses is your free, intuitive solution for effortlessly managing shared expenses with friends, roommates, or couples. It streamlines the often-stressful process of bill splitting, ensuring everyone gets paid back accurately and without hassle. This modern tool empowers you to track, split, and settle up with confidence, transforming how you manage group finances.

Key Features

🧮 Flexible Splitting Options: Go beyond equal splits with options for percentages, specific amounts, shares, adjustments, or even item-by-item allocations. This ensures every bill, from a restaurant tab to shared rent, is divided precisely to your group's needs.
📸 AI Receipt Itemization: Simply upload a photo of your receipt, and SplitMyExpenses' AI automatically itemizes each purchase. You can then easily assign items to specific individuals, even across over 150 currencies, simplifying complex splits instantly.
💸 Integrated Payment & Friend Management: Settle up directly from the app using popular platforms like Venmo, PayPal, Cash App, and Zelle. SplitMyExpenses also fetches friend profile photos and names from these apps, streamlining group creation and recognition.
🔗 Automated Expense Imports: Link your bank accounts and credit cards securely to automatically import daily transactions. This eliminates manual entry, keeping your shared expenses up-to-date and accurate with minimal effort, with security handled by our payment processor.
✨ Smart Debt Minimization: SplitMyExpenses intelligently shuffles outstanding debts within groups to minimize the total number of payments needed to settle up. This innovative feature saves everyone time and simplifies the final reconciliation process.

Use Cases

Group Vacations & Trips: Easily manage shared costs for travel, meals, and activities. Upload restaurant receipts for AI itemization, split flight costs by percentage, and settle up with friends directly through integrated payment apps, even across different currencies.
Roommate Household Management: Streamline monthly bills like rent, utilities, and groceries. Set up biweekly recurring expenses for rent, link your bank account for automatic utility bill imports, and use default splits to reflect agreed-upon ratios, ensuring everyone contributes fairly.
Couples Budgeting: Maintain clear oversight of shared household spending. Link joint credit cards for automatic transaction imports, visualize spending per category with beautiful charts, and quickly toggle between individual and group balance views to understand who owes what.

Why Choose SplitMyExpenses?

SplitMyExpenses offers a distinct advantage in managing shared finances, built on intelligent design and user-centric features:

Unparalleled Ease of Use: Users consistently highlight SplitMyExpenses' intuitive design and superior user experience, making complex bill splitting feel simple and straightforward from the first use, often noting it as a significant upgrade from alternatives.
Intelligent Automation: Leverage AI for instant receipt itemization and securely link your accounts for daily transaction imports. This significantly reduces manual data entry, saving you valuable time compared to traditional methods.
Optimized Settlements: Our unique algorithm intelligently shuffles debts to minimize the total number of payments required to settle up within a group, streamlining the final reconciliation process and reducing administrative overhead.
Global & Limitless Flexibility: Manage expenses in over 150 currencies with unlimited friends, groups, and transactions. SplitMyExpenses adapts to your needs, whether for a small group dinner or extensive shared finances, without imposing limits.
Commitment to Privacy: We prioritize your data security and privacy, explicitly stating that your personal information is never sold, fostering trust and ensuring peace of mind.

Conclusion

SplitMyExpenses offers a modern, intelligent, and stress-free approach to managing shared expenses. By combining powerful automation with an intuitive interface, it empowers friends, roommates, and couples to handle finances with clarity and confidence. Get started for free today and experience a smarter way to split bills.

More information on SplitMyExpenses

Launched

2022-04

Pricing Model

Freemium

Starting Price

$3 /month

Global Rank

1139217

Month Visit

23.2K

Tech used

Next.js,Vercel,Webpack,HSTS

Top 5 Countries

39.58%

38.02%

12.94%

2.79%

2.33%

United States Canada Spain India United Kingdom

Traffic Sources

12.35%

1.16%

0.12%

8.27%

34.53%

43.37%

social paidReferrals mail referrals search direct

Source: Similarweb (Sep 24, 2025)

SplitMyExpenses was manually vetted by our editorial team and was first featured on 2023-06-05.